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What does “enough” actually look like when it comes to money and why is it so weirdly hard to answer? In this episode, Sophie sits down with Friends That Invest (https://friendsthatinvest.com/) founder Simran Kaur to talk about growing up with a scarcity mindset, how our childhood shapes the way we spend and save, and why having more money doesn’t magically fix your relationship with it. Simran also breaks down how she built a seven-figure portfolio before 30, what’s actually in it, and the simple formula she uses to figure out her “enough number. Expect an honest conversation about money shame, investing, identity, the financial habits we inherit from our parents, and practical advice that might finally help you put a number on what “enough” looks like.

Sim’s links:

friendsthatinvest.com

Instagram (https://www.instagram.com/friendsthatinvest/)

YouTube (https://www.youtube.com/@ms.simrankaur)

Apple Podcasts (https://podcasts.apple.com/gb/podcast/friends-that-invest/id1529887342)

Spotify (https://open.spotify.com/show/4jWkbLYqVv93FjLkAcvZ1y?si=e044232efa4c424b)

Credits:

Host: Sophie Hallwright

Guest: Simran Kaur

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

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(00:00:00) Episode preview(00:01:05) Meet Simran Kaur(00:02:46) From optometry to building a business(00:06:22) How Sim got into investing(00:09:45) The start of Friends That Invest(00:12:29) Understanding your relationship with money(00:14:56) Sim’s earliest money memory(00:17:43) Moving from India to New Zealand(00:21:26) How Sim’s money mindset changed(00:25:02) What being “rich” really means to Sim(00:28:12) Sim’s first investment(00:29:33) Inside Sim’s investment portfolio(00:33:49) Private investing, angel deals and property(00:34:50) What does “enough” actually look like?(00:38:46) How to figure out your own “enough” number(00:41:56) Sophie calculates her number(00:44:22) Thank you for listening!(00:00:00) Financial disclaimer

Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

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Erscheinungs­datum: 1.4.2026, 19:00:00